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Writing

What we have worked out about pricing, evidence and Florida property records, written down in both languages.

  • What the county already knows about your insured's building

    Folio, year built, roof year, open permits and wind design are public record in every Florida county. Here is why prefilling a submission from them changes the conversation with an underwriter.

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  • AI drafts. A licensed human approves.

    Certova's agents draft. Licensed humans approve. Here is why that boundary is built into the database instead of into a policy document.

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  • What agency management software actually costs

    Three vendors control most of the commercial-lines market and none of them will tell you what they charge. Here is what agencies report paying, and what we charge.

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