About

Who is building this.

Certova is founder-led and built in Florida, in English and Spanish, for commercial-lines agencies. That focus is not a marketing line — it decides what gets built.

Florida commercial insurance is its own world: county records underwriters actually rely on, wind and flood on every risk, certificates written into every construction contract, and a market that works in two languages. A system built for “SMB insurance” in general fits none of that. This one is built for exactly that.

Three decisions, made early
01

Bilingual by construction

Both languages live in the data model, the documents, the drafted replies and a locked insurance glossary — not in a translation layer added later. The Spanish is written by people who work in it.

02

Sold against a hire, not against software

The comparison that matters is not cheaper software — it is the next account manager you would otherwise have to hire. Certova is priced and measured against that.

03

Approval-first, from the foundation

The human approval queue was the first thing designed, not a compliance feature bolted on when a prospect asked. It is why the AI can be aggressive and the agency can still sign its name.

Tell us what your agency runs on today — and what breaks most often.

That conversation is the roadmap. It is also the fastest way to find out if Certova fits your book.

hola@certova.co